Continuing Education Requirements for Insurance Adjusters
State CE and Licensing
State-Specific CE Requirements
This section provides an overview of continuing education (CE) requirements for insurance adjusters across multiple states. Adjusters are required to complete a set number of CE hours within a specific period, typically every two years, to maintain their licenses. The total hours and mandatory ethics training vary by state, ranging from 16 hours in Idaho to 36 hours in Iowa. Most states require at least 3 hours of ethics training as part of the overall CE credits.
Each state’s Department of Insurance oversees the approval of CE courses, ensuring that adjusters receive relevant, high-quality training in areas such as ethics, property, casualty, and specialty lines of insurance. In some states, like Texas and California, additional requirements exist for adjusters working in fields like long-term care or annuities. Moreover, the flexibility in course delivery—ranging from online webinars to self-study materials—allows adjusters to meet these requirements conveniently.
Adjusters who are licensed in multiple states or who maintain licenses across several lines of insurance can often meet their CE requirements with cross-approved courses. However, some states, such as Alabama and Virginia, have more stringent requirements, including fingerprinting and citizenship verification during license renewal.
This section equips adjusters with the knowledge they need to stay compliant in their respective states, providing them with key details on required hours, ethics training, and state-specific regulations. By following these guidelines, adjusters can ensure that they remain in good standing with their state's insurance departments while enhancing their professional knowledge and skills.
State Requirements for Insurance Adjusters
Alabama
California
Florida
Georgia
Idaho
Iowa
Kansas
Kentucky
Louisiana
Mississippi
Nevada
North Carolina
Oklahoma
Pennsylvania
South Dakota
Tennessee
Texas
Virginia
Total CE Hours: 24 hours required every two years.
Mandatory Ethics: 3 hours of ethics training is essential. Adjusters must complete these hours to renew their license. Non-resident adjusters who have met CE requirements in their home state are exempt .
Alabama Dept of Insurance
Alabama Dept of Insurance
Arkansas
Total CE Hours: 24 hours every two years.
Mandatory Ethics: 3 hours of ethics training required. Courses must be approved by the Arkansas Insurance Department.
Arkansas Dept of Insurance
Arkansas Dept of Insurance
Delaware
Total CE Hours: 24 hours every two years.
Mandatory Ethics: 3 hours of ethics training required, with courses approved by the Delaware Department of Insurance.
Delaware Dept of Insurance
Delaware Dept of Insurance
California
Total CE Hours: 24 hours required every two years.
Mandatory Ethics: 3 hours of ethics training is mandated. California has specific guidelines on course content and approval.
California Dept of Insurance
California Dept of Insurance
Florida
Total CE Hours: 24 hours every two years.
Mandatory Ethics: 3 hours of ethics training required. Adjusters must take courses that are state-approved.
Florida Dept of Insurance
Florida Dept of Insurance
Georgia
Total CE Hours: 24 hours every two years.
Mandatory Ethics: 3 hours of ethics training required. Courses can be taken in various formats, including online.
Georgia Office of Insurance and Safety Fire Commissioner
Georgia Office of Insurance and Safety Fire Commissioner
Idaho
Total CE Hours: 16 hours every two years.
Mandatory Ethics: 3 hours of ethics training is necessary. The Idaho Department of Insurance provides a list of approved courses.
Total CE Hours: 24 hours every two years.
Mandatory Ethics: 3 hours of ethics training required, with a range of approved courses available.
Indiana Dept of Insurance
Indiana Dept of Insurance
Iowa
Total CE Hours: 36 hours required every two years.
Mandatory Ethics: 3 hours of ethics training is mandated. The Iowa Insurance Division oversees the CE requirements.
Iowa Insurance Division
Iowa Insurance Division
Kansas
Total CE Hours: 12 hours every two years.
Mandatory Ethics: 3 hours of ethics training is required, with courses approved by the Kansas Insurance Department.
Kansas Dept of Insurance
Kansas Dept of Insurance
Kentucky
Total CE Hours: 24 hours every two years.
Mandatory Ethics: 3 hours of ethics training required. Kentucky mandates that the courses align with the type of insurance held.
Kentucky Dept of Insurance
Kentucky Dept of Insurance
Louisiana
Total CE Hours: 24 hours every two years.
Mandatory Ethics: 3 hours of ethics training is essential. The Louisiana Department of Insurance provides a list of approved courses.
Louisiana Dept of Insurance
Louisiana Dept of Insurance
Mississippi
Total CE Hours: 24 hours every two years.
Mandatory Ethics: 3 hours of ethics training required, with course approval by the Mississippi Department of Insurance.
Mississippi Department of Insurance
New Hampshire
Mississippi Department of Insurance
New Hampshire
Total CE Hours: 30 hours every two years.
Mandatory Ethics: 3 hours of ethics training is required, with specific course approval by the New Hampshire Department of Insurance.
New Hampshire Depart of Insurance
New Hampshire Depart of Insurance
Nevada
Total CE Hours: 30 hours required every two years.
Mandatory Ethics: 3 hours of ethics training is mandated, with approved courses listed by the Nevada Division of Insurance.
Nevada Division of Insurance
Nevada Division of Insurance
North Carolina
Total CE Hours: 24 hours every two years.
Mandatory Ethics: 3 hours of ethics training required. The North Carolina Department of Insurance offers guidance on approved courses.
North Carolina Dept of Insurance
North Carolina Dept of Insurance
Oklahoma
Total CE Hours: 24 hours every two years.
Mandatory Ethics: 3 hours of ethics training required, with a variety of course options available.
Oklahoma Dept of Insurance
Oklahoma Dept of Insurance
Pennsylvania
Total CE Hours: 24 hours every two years.
Mandatory Ethics: 3 hours of ethics training is necessary, with courses approved by the Pennsylvania Insurance Department.
Pennsylvania Dept of Insurance
Pennsylvania Dept of Insurance
South Dakota
Total CE Hours: 20 hours required every two years.
Mandatory Ethics: 3 hours of ethics training is needed. The South Dakota Division of Insurance provides a list of approved courses.
South Dakota Dept of Insurance
South Dakota Dept of Insurance
Tennessee
Total CE Hours: 24 hours every two years.
Mandatory Ethics: 3 hours of ethics training required. The Tennessee Department of Commerce and Insurance oversees CE compliance.
Tennessee Dept of Insurance
Tennessee Dept of Insurance
Texas
Total CE Hours: 30 hours every two years.
Mandatory Ethics: 3 hours of ethics training is essential. The Texas Department of Insurance provides guidelines for approved courses.
Texas Dept of Insurance
Texas Dept of Insurance
Utah
Total CE Hours: 24 hours required every two years.
Mandatory Ethics: 3 hours of ethics training required. The Utah Insurance Department lists approved courses.
Utah Dept of Insurance
Utah Dept of Insurance
Virginia
Total CE Hours: 16 hours every two years for producers and 24 hours for public adjusters.
Mandatory Ethics: 3 hours of ethics training required.
Virginia Dept of Insurance
Virginia Dept of Insurance
Wyoming
Total CE Hours: 30 hours required every two years.
Mandatory Ethics: 3 hours of ethics training is mandated.
Wyoming Dept of Insurance
Wyoming Dept of Insurance
Reporting Process
Each state typically has a designated online platform where insurance adjusters can report their completed CE credits. For example, systems like Sircon and NIPR are commonly used for this purpose.
Documentation Requirements
While most states do not require adjusters to submit certificates of completion upon reporting their CE credits, it is crucial for adjusters to maintain these records.
Reporting by VRC University
As a continuing education provider, we report completed courses to state authorities. This can streamline the compliance process for adjusters, as it reduces the burden of individual reporting.
Deadlines and Grace Periods
Each state has specific deadlines for CE reporting. Many states provide grace periods after the license expiration date during which adjusters can complete their CE requirements without penalties.
Consequences of Non-Compliance
Failing to report the required CE credits or complete the necessary hours can result in penalties, including fines and administrative termination of the adjuster’s license.
Contact us
If you have any questions, email us at ceu@vrcinvestigations.com
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